does anyone know of the best/cheapest place i can
get 12 month travel insuance from?
has to include usa.

It depends on your age and medical history. My current policy is with Direct Line, but, as with motor insurance, you should phone round for the cheapest quote. I'm assuming you're after a "multitrip" policy, which only allows you to be out of the country for about 31 days at a time. If you're going for a longer trip, you'll need a special "backpacker" policy.

Pete

Hi

Try www.backpackinsurance.com or www.roughguidesinsurance.com

Both of these offer good cover, check the small print and if they cover you for activities you might try out. Good luck

Jackie

I use Nomads (WorldNomads.com as they are cheap, allow extensions and claims online and are underwritten by Allianz, so I trust them. I haven't had to make a claim though, although I checked them out and others have, with no problems.

Did a search around as we'll be spending some time in Africa soon...basically our main request was to have lots of insurance for CASH (a seperate thing to MONEY, annoyingly)... Global Village covered £300, all the others seemed to only cover £200... Some examples I got together for 8 Months coverage:

Global Village: 259
Worldnomads: 169
Insure & Go: 172
Roughguidesinsurance: 166
backpackinsurance.com: 121

Most other ones were over 200, Flexicover was £365 - a bit much methinks...

Anyway, apart from the Cash, Global Village did our flights, so it made sense going with them...